Income Protection Insurance

Being unable to work, the loss of income that follows is likely to affect your lifestyle. Income protection insurance is designed to replace your income and reduce the negative effect of your loss of earnings.

Under an income protection policy, you pay regular premiums to the income protection insurance company. If you are unable to work because of accident, sickness or unemployment, subject to certain conditions the insurance company agree to pay you a monthly benefit.  Income Protection insurance polices may be offered as combined accident, sickness, unemployment only, income protection or accident & sickness only - you can choose dependent on your own individual requirements.

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