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Click
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Life
Insurance UK, Private Medical Insurance, Payment Protection Insurance & Mortgages
Who
do we take quotes from?
Well,
amongst others....
Friends Provident, Legal & General, Norwich Union,
Scottish Equitable, Scottish Widows, Standard Life, Sun Life, Swiss
Life....
Types of Life
Insurance:
Business
Cover
- to protect your business interests in the event of your death or
diagnosis with a terminal illness.
Payment Protection cover
- to protect the payments on term assurance, mortgage or business cover.
Critical Illness Cover
- to protect against being affected by a serious illness or injury.
Payment
Protection cover
This option ensures that should you become unable to work for a
prolonged period through illness or injury, the provider will make your
payments for you, until you return to work, reach age a previously
agreed age (usually 65) or the end of the plan, whichever is earlier.
This helps to safeguard your plan and your protection.
What
is Life Insurance?
Life assurance or life insurance is a way of ensuring that there is enough money to
protect the people interests that depend on you, if you die or you
are diagnosed as having a terminal illness.
Life insurance
can
be used for a range of purposes such as ensuring that in the event of
your death your dependants have enough to live on, your mortgage or loan
is paid off, or a business is protected.
Level
Term Assurance Life Cover
- to provide for your dependants in the event of your death or diagnosis
with a terminal illness. UK Life Insurance
Mortgage
Cover
- to pay off a mortgage or loan in the event of your death or diagnosis
with a terminal illness.
Who
needs life insurance?
Anyone who has dependents, especially where the individual has a young
family. Life insurance (also known as assurance) is often a
requirement when taking out a mortgage. It is a good idea to
look beyond the lenders own insurance policy, as this is often not the
cheapest available.
Life
insurance products are designed to pay out a cash sum in the event of
your death or diagnosis with a terminal illness whilst the policy is
valid. The cash sum paid out is known as the sum assured, the amount you
pay each month is known as a premium and the time that the plan covers
is known as the term.
This
site contains general material and is not intended
to give financial or other professional advice.
If expert advice is required, please seek the services of a
qualified professional.
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